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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,203 | $150,447+57.7% | $136,298+74.0% | $147,586+60.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 26.13% | 1049.15%-1023.0pp | 5156.27%-5130.1pp | 578.59%-552.5pp |
| Employer contribution / active EE | $24,259 | $5,256+361.5% | $4,696+416.6% | $4,876+397.5% |
| Participant deferral / active EE | $14,832 | $6,631+123.7% | $6,247+137.4% | $5,439+172.7% |
| Admin fee / account holder | $474 | $10,906-95.7% | $9,244-94.9% | $10,886-95.6% |