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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,762 | $110,278-80.3% | $95,740-77.3% | $139,466-84.4% |
| Participation rate | 85.0% | 75.7%+9.3pp | 72.3%+12.7pp | 80.3%+4.7pp |
| Annual return | 24.31% | 27.19%-2.9pp | 28.41%-4.1pp | 373.66%-349.4pp |
| Employer contribution / active EE | $1,778 | $3,260-45.5% | $2,836-37.3% | $4,754-62.6% |
| Participant deferral / active EE | $3,290 | $4,674-29.6% | $4,244-22.5% | $6,712-51.0% |
| Admin fee / account holder | $1,121 | $6,613-83.1% | $5,676-80.3% | $11,409-90.2% |