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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,844 | $106,557-87.0% | $91,227-84.8% | $134,545-89.7% |
| Participation rate | 79.2% | 76.8%+2.4pp | 73.2%+6.0pp | 81.2%-2.1pp |
| Annual return | -20.61% | 160.81%-181.4pp | 114.14%-134.7pp | 418.37%-439.0pp |
| Employer contribution / active EE | $1,636 | $3,332-50.9% | $2,851-42.6% | $4,742-65.5% |
| Participant deferral / active EE | $2,951 | $4,719-37.5% | $4,234-30.3% | $6,401-53.9% |
| Admin fee / account holder | $446 | $6,235-92.8% | $5,423-91.8% | $11,431-96.1% |