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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,853 | $127,296-89.9% | $109,907-88.3% | $167,536-92.3% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.2%+15.8pp | 82.1%+7.9pp |
| Annual return | 23.55% | 22.97%+0.6pp | 29.46%-5.9pp | 478.82%-455.3pp |
| Employer contribution / active EE | $1,826 | $3,325-45.1% | $2,844-35.8% | $4,839-62.3% |
| Participant deferral / active EE | $3,231 | $4,513-28.4% | $4,047-20.1% | $6,342-49.1% |
| Admin fee / account holder | $513 | $7,119-92.8% | $6,069-91.5% | $12,315-95.8% |