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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,246 | $29,319+27.0% | $52,425-29.0% | $82,448-54.8% |
| Participation rate | 16.9% | 46.9%-29.9pp | 55.6%-38.7pp | 68.1%-51.1pp |
| Annual return | 29.14% | 535.20%-506.1pp | 302.12%-273.0pp | 41.64%-12.5pp |
| Employer contribution / active EE | $596 | $586+1.6% | $914-34.8% | $2,551-76.6% |
| Participant deferral / active EE | $1,323 | $1,171+12.9% | $1,790-26.1% | $4,139-68.0% |
| Admin fee / account holder | $327 | $1,962-83.3% | $2,495-86.9% | $7,234-95.5% |