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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,793 | $175,231-78.4% | $149,696-74.8% | $139,466-72.9% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 22.11% | 166.77%-144.7pp | 134.46%-112.3pp | 373.66%-351.6pp |
| Employer contribution / active EE | $2,656 | $5,478-51.5% | $4,821-44.9% | $4,754-44.1% |
| Participant deferral / active EE | $3,661 | $6,521-43.9% | $5,682-35.6% | $6,712-45.5% |
| Admin fee / account holder | $622 | $16,155-96.1% | $13,212-95.3% | $11,409-94.5% |