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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,833 | $167,362-81.0% | $143,799-77.9% | $134,532-76.3% |
| Participation rate | 73.3% | 84.8%-11.5pp | 80.3%-7.0pp | 81.2%-7.9pp |
| Annual return | -19.54% | 0.47%-20.0pp | -0.04%-19.5pp | 418.27%-437.8pp |
| Employer contribution / active EE | $1,964 | $5,620-65.1% | $4,952-60.3% | $4,741-58.6% |
| Participant deferral / active EE | $3,439 | $6,447-46.7% | $5,638-39.0% | $6,401-46.3% |
| Admin fee / account holder | $1,895 | $18,094-89.5% | $14,677-87.1% | $11,429-83.4% |