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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,760 | $202,342-85.8% | $172,752-83.4% | $152,897-81.2% |
| Participation rate | 69.2% | 87.1%-17.8pp | 82.6%-13.4pp | 82.5%-13.2pp |
| Annual return | 27.90% | 1029.83%-1001.9pp | 802.97%-775.1pp | 345.43%-317.5pp |
| Employer contribution / active EE | $1,009 | $5,858-82.8% | $5,144-80.4% | $4,764-78.8% |
| Participant deferral / active EE | $3,748 | $5,948-37.0% | $5,198-27.9% | $5,851-35.9% |
| Admin fee / account holder | $221 | $17,111-98.7% | $13,955-98.4% | $11,599-98.1% |