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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,809 | $183,592-75.6% | $155,574-71.2% | $145,877-69.3% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 17.10% | 61.37%-44.3pp | 64.87%-47.8pp | 551.28%-534.2pp |
| Employer contribution / active EE | $2,238 | $5,317-57.9% | $4,676-52.1% | $4,663-52.0% |
| Participant deferral / active EE | $2,850 | $6,466-55.9% | $5,629-49.4% | $6,691-57.4% |
| Admin fee / account holder | $456 | $19,316-97.6% | $15,914-97.1% | $13,402-96.6% |