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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,269 | $183,592-85.7% | $155,574-83.1% | $145,877-82.0% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 13.36% | 61.37%-48.0pp | 64.87%-51.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,732 | $5,317-67.4% | $4,676-62.9% | $4,663-62.8% |
| Participant deferral / active EE | $2,880 | $6,466-55.5% | $5,629-48.8% | $6,691-57.0% |
| Admin fee / account holder | $3,523 | $19,316-81.8% | $15,914-77.9% | $13,402-73.7% |