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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,550 | $217,432-91.5% | $185,849-90.0% | $167,536-88.9% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 15.28% | 148.42%-133.1pp | 122.10%-106.8pp | 478.82%-463.5pp |
| Employer contribution / active EE | $1,397 | $5,875-76.2% | $5,169-73.0% | $4,839-71.1% |
| Participant deferral / active EE | $1,921 | $6,357-69.8% | $5,569-65.5% | $6,342-69.7% |
| Admin fee / account holder | $3,389 | $19,818-82.9% | $16,244-79.1% | $12,315-72.5% |