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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $106,503 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $86,068 |
Filed as: NORTHWESTERN MUTUAL INVESTMENT SVCS Service code 55 720 E WISCONSIN AVE · MILWAUKEE, WI 53202 | Other Commissions | $69,586 |
Service code 99 1801 CALIFORNIA ST · DENVER, CO 80202 | Other Fees | $11,697 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,715 | $106,230-18.4% | $147,080-41.0% | $77,736+11.5% |
| Participation rate | 97.3% | 78.4%+18.9pp | 82.2%+15.1pp | 70.6%+26.7pp |
| Annual return | 13.47% | 56.91%-43.4pp | 420.17%-406.7pp | 31.26%-17.8pp |
| Employer contribution / active EE | $3,905 | $4,072-4.1% | $4,933-20.9% | $2,728+43.1% |
| Participant deferral / active EE | $8,470 | $8,001+5.9% | $8,066+5.0% | $4,651+82.1% |
| Admin fee / account holder | $554 | $338+63.6% | $12,989-95.7% | $433+27.8% |