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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,199 | $63,924-23.0% | $108,582-54.7% | $55,167-10.8% |
| Participation rate | 55.4% | 74.3%-18.9pp | 79.6%-24.1pp | 69.0%-13.5pp |
| Annual return | 9.13% | 15.31%-6.2pp | -51.70%+60.8pp | 169.23%-160.1pp |
| Employer contribution / active EE | $1,415 | $1,879-24.7% | $3,758-62.4% | $1,963-27.9% |
| Participant deferral / active EE | $4,104 | $3,067+33.8% | $4,311-4.8% | $3,054+34.4% |
| Admin fee / account holder | $2,235 | $618+261.8% | $7,645-70.8% | $504+343.4% |