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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,542 | $65,704-33.7% | $94,229-53.8% | $59,633-27.0% |
| Participation rate | 55.2% | 72.1%-16.9pp | 78.8%-23.6pp | 68.7%-13.5pp |
| Annual return | -0.75% | 5.22%-6.0pp | 10.68%-11.4pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $1,361 | $2,021-32.6% | $3,587-62.1% | $2,203-38.2% |
| Participant deferral / active EE | $4,133 | $3,143+31.5% | $4,320-4.3% | $3,192+29.5% |
| Admin fee / account holder | $412 | $4,265-90.3% | $6,269-93.4% | $4,297-90.4% |