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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,447 | $69,012-32.7% | $160,009-71.0% | $68,486-32.2% |
| Participation rate | 36.6% | 65.4%-28.8pp | 78.0%-41.4pp | 67.9%-31.3pp |
| Annual return | 10.52% | -9.65%+20.2pp | 408.85%-398.3pp | -7.85%+18.4pp |
| Employer contribution / active EE | $0 | $2,212-100.0% | $4,225-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,970 | $4,212-5.7% | $6,183-35.8% | $4,028-1.4% |
| Admin fee / account holder | $1,510 | $4,798-68.5% | $8,715-82.7% | $5,404-72.1% |