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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,392 | $79,449-54.2% | $189,558-80.8% | $85,856-57.6% |
| Participation rate | 34.1% | 66.0%-31.8pp | 78.5%-44.3pp | 69.3%-35.2pp |
| Annual return | 13.29% | 18.45%-5.2pp | 64.19%-50.9pp | 318.58%-305.3pp |
| Employer contribution / active EE | $0 | $2,081-100.0% | $4,412-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,089 | $4,051-23.7% | $6,174-50.0% | $3,952-21.8% |
| Admin fee / account holder | $1,073 | $5,377-80.1% | $9,809-89.1% | $6,261-82.9% |