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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,615 | $201,344+4.6% | $184,243+14.3% | $145,877+44.4% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 15.17% | 29.01%-13.8pp | 28.82%-13.6pp | 551.28%-536.1pp |
| Employer contribution / active EE | $4,128 | $7,022-41.2% | $6,427-35.8% | $4,663-11.5% |
| Participant deferral / active EE | $7,830 | $9,807-20.2% | $9,132-14.3% | $6,691+17.0% |
| Admin fee / account holder | $23,112 | $16,382+41.1% | $13,914+66.1% | $13,402+72.4% |