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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,615 | $201,259+4.6% | $184,200+14.3% | $145,959+44.3% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 15.17% | 28.98%-13.8pp | 28.80%-13.6pp | 561.95%-546.8pp |
| Employer contribution / active EE | $4,128 | $7,018-41.2% | $6,424-35.7% | $4,661-11.4% |
| Participant deferral / active EE | $7,830 | $9,806-20.2% | $9,132-14.3% | $6,689+17.1% |
| Admin fee / account holder | $23,112 | $16,372+41.2% | $13,907+66.2% | $13,398+72.5% |