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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,615 | $201,370+4.6% | $184,256+14.3% | $145,897+44.4% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 15.17% | 29.05%-13.9pp | 28.85%-13.7pp | 552.29%-537.1pp |
| Employer contribution / active EE | $4,128 | $7,024-41.2% | $6,427-35.8% | $4,663-11.5% |
| Participant deferral / active EE | $7,830 | $9,808-20.2% | $9,133-14.3% | $6,689+17.0% |
| Admin fee / account holder | $23,112 | $16,364+41.2% | $13,899+66.3% | $13,390+72.6% |