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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,539 | $63,342-20.2% | $92,235-45.2% | $70,131-27.9% |
| Participation rate | 64.3% | 68.7%-4.4pp | 76.5%-12.2pp | 69.5%-5.3pp |
| Annual return | 15.29% | 530.15%-514.9pp | 176.28%-161.0pp | 73.14%-57.9pp |
| Employer contribution / active EE | $1,139 | $2,471-53.9% | $3,679-69.0% | $2,342-51.4% |
| Participant deferral / active EE | $2,731 | $2,854-4.3% | $3,897-29.9% | $3,332-18.0% |
| Admin fee / account holder | $4,479 | $3,840+16.6% | $5,194-13.8% | $4,645-3.6% |