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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,620 | $73,988+13.0% | $96,538-13.4% | $75,177+11.2% |
| Participation rate | 61.7% | 66.4%-4.7pp | 74.3%-12.6pp | 67.2%-5.5pp |
| Annual return | 15.57% | 26.73%-11.2pp | 35.74%-20.2pp | 160.75%-145.2pp |
| Employer contribution / active EE | $1,483 | $2,930-49.4% | $3,740-60.3% | $2,671-44.5% |
| Participant deferral / active EE | $3,461 | $3,660-5.4% | $4,880-29.1% | $4,126-16.1% |
| Admin fee / account holder | $1,334 | $5,220-74.5% | $6,737-80.2% | $5,651-76.4% |