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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,813 | $93,098+48.0% | $77,081+78.8% | $134,509+2.5% |
| Participation rate | 43.5% | 74.5%-31.0pp | 67.9%-24.4pp | 81.2%-37.7pp |
| Annual return | 25.88% | 62.63%-36.7pp | 42.33%-16.4pp | 418.13%-392.2pp |
| Employer contribution / active EE | $2,555 | $3,419-25.3% | $2,813-9.2% | $4,741-46.1% |
| Participant deferral / active EE | $5,401 | $5,239+3.1% | $4,428+22.0% | $6,400-15.6% |
| Admin fee / account holder | $1,403 | $6,945-79.8% | $5,427-74.1% | $11,427-87.7% |