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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,362 | $104,937+31.9% | $84,628+63.5% | $152,897-9.5% |
| Participation rate | 59.1% | 74.8%-15.7pp | 68.2%-9.1pp | 82.5%-23.4pp |
| Annual return | 17.94% | 373.88%-355.9pp | 258.80%-240.9pp | 345.43%-327.5pp |
| Employer contribution / active EE | $2,801 | $3,303-15.2% | $2,653+5.6% | $4,764-41.2% |
| Participant deferral / active EE | $7,866 | $4,690+67.7% | $3,900+101.7% | $5,851+34.4% |
| Admin fee / account holder | $34,593 | $6,243+454.1% | $4,914+604.0% | $11,599+198.2% |