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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,362 | $104,924+31.9% | $84,623+63.5% | $152,885-9.5% |
| Participation rate | 59.1% | 74.8%-15.7pp | 68.2%-9.1pp | 82.5%-23.4pp |
| Annual return | 17.94% | 373.82%-355.9pp | 258.77%-240.8pp | 345.39%-327.4pp |
| Employer contribution / active EE | $2,801 | $3,302-15.2% | $2,652+5.6% | $4,763-41.2% |
| Participant deferral / active EE | $7,866 | $4,689+67.8% | $3,899+101.7% | $5,851+34.4% |
| Admin fee / account holder | $34,593 | $6,242+454.2% | $4,913+604.1% | $11,598+198.3% |