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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,719 | $190,843+32.4% | $159,981+58.0% | $134,493+87.9% |
| Participation rate | 100.0% | 81.9%+18.1pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -25.74% | 552.37%-578.1pp | 408.70%-434.4pp | 418.01%-443.8pp |
| Employer contribution / active EE | $9,755 | $4,993+95.4% | $4,224+130.9% | $4,740+105.8% |
| Participant deferral / active EE | $17,290 | $6,923+149.7% | $6,182+179.7% | $6,400+170.2% |
| Admin fee / account holder | $3,041 | $10,475-71.0% | $8,700-65.0% | $11,425-73.4% |