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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,719 | $190,916+32.4% | $160,037+57.9% | $134,545+87.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -25.74% | 552.79%-578.5pp | 408.95%-434.7pp | 418.37%-444.1pp |
| Employer contribution / active EE | $9,755 | $4,996+95.3% | $4,226+130.9% | $4,742+105.7% |
| Participant deferral / active EE | $17,290 | $6,925+149.7% | $6,184+179.6% | $6,401+170.1% |
| Admin fee / account holder | $3,041 | $10,497-71.0% | $8,716-65.1% | $11,431-73.4% |