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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,807 | $202,463+45.6% | $169,397+74.0% | $139,487+111.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 27.71% | 532.64%-504.9pp | 406.23%-378.5pp | 373.84%-346.1pp |
| Employer contribution / active EE | $7,730 | $4,694+64.7% | $4,013+92.6% | $4,755+62.6% |
| Participant deferral / active EE | $14,952 | $6,941+115.4% | $6,223+140.3% | $6,713+122.7% |
| Admin fee / account holder | $45,216 | $10,726+321.5% | $9,017+401.4% | $11,407+296.4% |