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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,013 | $101,778-41.0% | $164,975-63.6% | $80,925-25.8% |
| Participation rate | 30.8% | 71.8%-41.1pp | 78.6%-47.8pp | 67.7%-36.9pp |
| Annual return | 13.37% | 16.73%-3.4pp | 70.12%-56.8pp | 35.65%-22.3pp |
| Employer contribution / active EE | $1,176 | $2,954-60.2% | $4,343-72.9% | $2,756-57.3% |
| Participant deferral / active EE | $2,284 | $4,477-49.0% | $6,033-62.1% | $4,299-46.9% |
| Admin fee / account holder | $28,805 | $8,221+250.4% | $12,688+127.0% | $6,940+315.1% |