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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,118 | $150,207+33.2% | $120,380+66.2% | $145,978+37.1% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.2pp | 80.3%-13.6pp |
| Annual return | 9.86% | 154.28%-144.4pp | 107.28%-97.4pp | 550.52%-540.7pp |
| Employer contribution / active EE | $4,433 | $4,351+1.9% | $3,465+27.9% | $4,662-4.9% |
| Participant deferral / active EE | $7,970 | $6,175+29.1% | $4,992+59.6% | $6,690+19.1% |
| Admin fee / account holder | $10 | $12,203-99.9% | $9,421-99.9% | $13,400-99.9% |