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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,603 | $141,004+19.6% | $112,273+50.2% | $139,456+20.9% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.13% | 32.75%-19.6pp | 30.23%-17.1pp | 373.45%-360.3pp |
| Employer contribution / active EE | $9,995 | $4,285+133.3% | $3,431+191.3% | $4,753+110.3% |
| Participant deferral / active EE | $14,454 | $5,878+145.9% | $4,800+201.1% | $6,711+115.4% |
| Admin fee / account holder | $36,587 | $9,959+267.4% | $7,752+372.0% | $11,407+220.7% |