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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,203 | $81,870-24.0% | $119,608-48.0% | $68,495-9.2% |
| Participation rate | 83.3% | 71.9%+11.4pp | 79.3%+4.1pp | 67.9%+15.4pp |
| Annual return | -21.23% | -23.82%+2.6pp | -14.98%-6.2pp | -7.84%-13.4pp |
| Employer contribution / active EE | $1,582 | $2,692-41.2% | $4,232-62.6% | $2,596-39.1% |
| Participant deferral / active EE | $3,933 | $4,148-5.2% | $5,601-29.8% | $4,028-2.3% |
| Admin fee / account holder | $18,555 | $6,583+181.9% | $10,326+79.7% | $5,403+243.4% |