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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,992 | $91,559+70.4% | $133,971+16.4% | $79,852+95.4% |
| Participation rate | 68.0% | 73.3%-5.3pp | 79.8%-11.8pp | 69.6%-1.6pp |
| Annual return | 24.17% | 61.85%-37.7pp | 45.09%-20.9pp | 31.72%-7.5pp |
| Employer contribution / active EE | $1,329 | $2,384-44.2% | $3,919-66.1% | $2,471-46.2% |
| Participant deferral / active EE | $4,173 | $3,734+11.7% | $5,047-17.3% | $3,740+11.6% |
| Admin fee / account holder | $1,324 | $6,321-79.1% | $8,929-85.2% | $5,306-75.1% |