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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,214 | $72,177-51.2% | $115,038-69.4% | $59,633-40.9% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | 6.85% | 12.02%-5.2pp | 26.14%-19.3pp | 2041.45%-2034.6pp |
| Employer contribution / active EE | $5,676 | $2,841+99.8% | $4,608+23.2% | $2,203+157.7% |
| Participant deferral / active EE | $11,072 | $4,783+131.5% | $6,026+83.7% | $3,192+246.9% |
| Admin fee / account holder | $4,784 | $4,927-2.9% | $8,175-41.5% | $4,297+11.3% |