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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,001 | $85,766-27.7% | $136,298-54.5% | $70,126-11.6% |
| Participation rate | 96.3% | 74.2%+22.1pp | 81.9%+14.4pp | 69.5%+26.8pp |
| Annual return | 22.16% | 31.46%-9.3pp | 5156.27%-5134.1pp | 73.15%-51.0pp |
| Employer contribution / active EE | $5,668 | $2,966+91.1% | $4,696+20.7% | $2,343+142.0% |
| Participant deferral / active EE | $10,885 | $5,051+115.5% | $6,247+74.2% | $3,332+226.7% |
| Admin fee / account holder | $8,283 | $5,421+52.8% | $9,244-10.4% | $4,645+78.3% |