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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,580 | $160,040-45.3% | $147,096-40.5% | $145,877-40.0% |
| Participation rate | 69.6% | 84.0%-14.5pp | 82.2%-12.6pp | 80.3%-10.7pp |
| Annual return | 17.05% | 98.49%-81.4pp | 419.75%-402.7pp | 551.28%-534.2pp |
| Employer contribution / active EE | $3,473 | $5,289-34.3% | $4,936-29.6% | $4,663-25.5% |
| Participant deferral / active EE | $7,348 | $8,429-12.8% | $8,071-9.0% | $6,691+9.8% |
| Admin fee / account holder | $1,911 | $15,050-87.3% | $13,005-85.3% | $13,402-85.7% |