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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,580 | $160,070-45.3% | $147,117-40.5% | $145,897-40.0% |
| Participation rate | 69.6% | 84.0%-14.5pp | 82.2%-12.6pp | 80.3%-10.7pp |
| Annual return | 17.05% | 98.69%-81.6pp | 420.54%-403.5pp | 552.29%-535.2pp |
| Employer contribution / active EE | $3,473 | $5,285-34.3% | $4,932-29.6% | $4,663-25.5% |
| Participant deferral / active EE | $7,348 | $8,419-12.7% | $8,065-8.9% | $6,689+9.9% |
| Admin fee / account holder | $1,911 | $15,035-87.3% | $12,993-85.3% | $13,390-85.7% |