Filed September 23, 2015
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,077 | $88,672+46.7% | $105,223+23.6% | $82,448+57.8% |
| Participation rate | 36.5% | 67.9%-31.5pp | 75.0%-38.6pp | 68.1%-31.6pp |
| Annual return | 16.79% | 30.86%-14.1pp | 180.65%-163.9pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,804 | $3,048-40.8% | $3,689-51.1% | $2,551-29.3% |
| Participant deferral / active EE | $3,595 | $4,036-10.9% | $5,072-29.1% | $4,139-13.2% |
| Admin fee / account holder | $7,526 | $7,146+5.3% | $8,859-15.0% | $7,234+4.0% |