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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,939 | $91,167-82.5% | $178,498-91.1% | $79,858-80.0% |
| Participation rate | 55.6% | 69.2%-13.7pp | 81.9%-26.4pp | 69.6%-14.1pp |
| Annual return | 13.05% | 24.19%-11.1pp | 151.09%-138.0pp | 31.72%-18.7pp |
| Employer contribution / active EE | $549 | $3,255-83.1% | $5,011-89.0% | $2,471-77.8% |
| Participant deferral / active EE | $1,165 | $3,236-64.0% | $5,202-77.6% | $3,740-68.9% |
| Admin fee / account holder | $564 | $6,747-91.6% | $13,985-96.0% | $5,306-89.4% |