Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,171 | $77,638-90.8% | $156,551-95.4% | $62,881-88.6% |
| Participation rate | 55.8% | 71.2%-15.4pp | 84.0%-28.2pp | 69.3%-13.5pp |
| Annual return | 7.09% | 50.33%-43.2pp | 32.23%-25.1pp | 20.14%-13.1pp |
| Employer contribution / active EE | $402 | $3,444-88.3% | $5,501-92.7% | $2,281-82.4% |
| Participant deferral / active EE | $673 | $3,046-77.9% | $4,871-86.2% | $3,203-79.0% |
| Admin fee / account holder | $340 | $5,561-93.9% | $13,028-97.4% | $4,296-92.1% |