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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,132 | $138,076-67.3% | $123,553-63.5% | $135,380-66.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.93% | 153.70%-164.6pp | 119.21%-130.1pp | 519.81%-530.7pp |
| Employer contribution / active EE | $8,717 | $5,152+69.2% | $4,628+88.3% | $4,779+82.4% |
| Participant deferral / active EE | $10,437 | $6,800+53.5% | $6,426+62.4% | $5,609+86.1% |
| Admin fee / account holder | $2,997 | $10,917-72.5% | $9,284-67.7% | $10,828-72.3% |