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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,863 | $138,068-17.5% | $125,358-9.2% | $134,493-15.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.01% | 750.30%-772.3pp | 572.03%-594.0pp | 418.01%-440.0pp |
| Employer contribution / active EE | $12,909 | $5,244+146.2% | $4,814+168.2% | $4,740+172.3% |
| Participant deferral / active EE | $9,706 | $7,799+24.5% | $7,447+30.3% | $6,400+51.7% |
| Admin fee / account holder | $1,211 | $11,568-89.5% | $10,007-87.9% | $11,425-89.4% |