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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,863 | $138,114-17.6% | $125,391-9.2% | $134,545-15.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.01% | 750.88%-772.9pp | 572.41%-594.4pp | 418.37%-440.4pp |
| Employer contribution / active EE | $12,909 | $5,246+146.1% | $4,816+168.1% | $4,742+172.3% |
| Participant deferral / active EE | $9,706 | $7,801+24.4% | $7,448+30.3% | $6,401+51.6% |
| Admin fee / account holder | $1,211 | $11,570-89.5% | $10,009-87.9% | $11,431-89.4% |