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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,013 | $111,814-85.7% | $103,378-84.5% | $145,978-89.0% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 15.01% | 24.80%-9.8pp | 24.91%-9.9pp | 550.52%-535.5pp |
| Employer contribution / active EE | $0 | $4,215-100.0% | $3,870-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,733 | $5,618-15.8% | $5,058-6.4% | $6,690-29.3% |
| Admin fee / account holder | $1,587 | $9,764-83.7% | $8,401-81.1% | $13,400-88.2% |