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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,989 | $106,247-87.8% | $96,515-86.5% | $139,466-90.7% |
| Participation rate | 95.2% | 77.8%+17.4pp | 74.3%+20.9pp | 80.3%+14.9pp |
| Annual return | 22.70% | 38.47%-15.8pp | 35.73%-13.0pp | 373.66%-351.0pp |
| Employer contribution / active EE | $0 | $4,106-100.0% | $3,740-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,328 | $5,456+16.0% | $4,880+29.7% | $6,712-5.7% |
| Admin fee / account holder | $806 | $7,885-89.8% | $6,735-88.0% | $11,409-92.9% |