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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,723 | $185,856-16.8% | $170,028-9.0% | $139,456+10.9% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 22.30% | 60.52%-38.2pp | 53.39%-31.1pp | 373.45%-351.1pp |
| Employer contribution / active EE | $1,593 | $7,593-79.0% | $6,788-76.5% | $4,753-66.5% |
| Participant deferral / active EE | $10,611 | $11,623-8.7% | $10,409+1.9% | $6,711+58.1% |
| Admin fee / account holder | $10,367 | $15,387-32.6% | $12,820-19.1% | $11,407-9.1% |