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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,037 | $153,769-71.4% | $133,975-67.1% | $273,972-83.9% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.1%-20.4pp | 83.0%-16.3pp |
| Annual return | 6.64% | 36.51%-29.9pp | 29.29%-22.7pp | 41.46%-34.8pp |
| Employer contribution / active EE | $745 | $6,029-87.6% | $5,211-85.7% | $4,869-84.7% |
| Participant deferral / active EE | $6,417 | $6,958-7.8% | $6,282+2.1% | $5,287+21.4% |
| Admin fee / account holder | $0 | $11,765-100.0% | $9,324-100.0% | $10,133-100.0% |