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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,718 | $102,429+96.9% | $147,096+37.1% | $80,925+149.3% |
| Participation rate | 69.6% | 75.9%-6.3pp | 82.2%-12.6pp | 67.7%+1.9pp |
| Annual return | 17.98% | 135.02%-117.0pp | 419.75%-401.8pp | 35.65%-17.7pp |
| Employer contribution / active EE | $1,824 | $3,716-50.9% | $4,936-63.0% | $2,756-33.8% |
| Participant deferral / active EE | $8,210 | $6,649+23.5% | $8,071+1.7% | $4,299+91.0% |
| Admin fee / account holder | $501 | $7,957-93.7% | $13,005-96.1% | $6,940-92.8% |