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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,718 | $102,422+96.9% | $147,117+37.1% | $80,959+149.2% |
| Participation rate | 69.6% | 75.9%-6.3pp | 82.2%-12.6pp | 67.7%+1.9pp |
| Annual return | 17.98% | 135.16%-117.2pp | 420.54%-402.6pp | 35.67%-17.7pp |
| Employer contribution / active EE | $1,824 | $3,717-50.9% | $4,932-63.0% | $2,757-33.8% |
| Participant deferral / active EE | $8,210 | $6,652+23.4% | $8,065+1.8% | $4,300+90.9% |
| Admin fee / account holder | $501 | $7,953-93.7% | $12,993-96.1% | $6,925-92.8% |