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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,393 | $93,345-3.2% | $119,126-24.1% | $87,485+3.3% |
| Participation rate | 78.1% | 68.7%+9.4pp | 75.8%+2.4pp | 68.9%+9.2pp |
| Annual return | 18.34% | 19.08%-0.7pp | 282.11%-263.8pp | 26.06%-7.7pp |
| Employer contribution / active EE | $5,602 | $3,172+76.6% | $4,034+38.9% | $2,596+115.8% |
| Participant deferral / active EE | $7,979 | $4,099+94.7% | $5,318+50.0% | $4,274+86.7% |
| Admin fee / account holder | $4,175 | $8,039-48.1% | $10,693-61.0% | $7,775-46.3% |