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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,937 | $111,301-36.3% | $112,977-37.2% | $158,982-55.4% |
| Participation rate | 66.7% | 83.5%-16.8pp | 82.6%-15.9pp | 82.0%-15.3pp |
| Annual return | 19.87% | 26.40%-6.5pp | 24.24%-4.4pp | 302.99%-283.1pp |
| Employer contribution / active EE | $4,768 | $4,471+6.6% | $4,255+12.1% | $4,763+0.1% |
| Participant deferral / active EE | $8,645 | $5,880+47.0% | $5,836+48.1% | $5,983+44.5% |
| Admin fee / account holder | $0 | $8,392-100.0% | $6,294-100.0% | $11,252-100.0% |