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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,978 | $89,532-12.9% | $103,447-24.6% | $80,925-3.6% |
| Participation rate | 67.9% | 76.0%-8.2pp | 80.5%-12.7pp | 67.7%+0.2pp |
| Annual return | 11.56% | 22.80%-11.2pp | 23.92%-12.4pp | 35.65%-24.1pp |
| Employer contribution / active EE | $5,351 | $4,023+33.0% | $4,678+14.4% | $2,756+94.1% |
| Participant deferral / active EE | $6,953 | $5,459+27.4% | $6,624+5.0% | $4,299+61.7% |
| Admin fee / account holder | $205 | $6,774-97.0% | $9,415-97.8% | $6,940-97.0% |