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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,978 | $89,515-12.9% | $103,065-24.3% | $80,959-3.7% |
| Participation rate | 67.9% | 76.0%-8.1pp | 80.6%-12.7pp | 67.7%+0.2pp |
| Annual return | 11.56% | 22.82%-11.3pp | 23.95%-12.4pp | 35.67%-24.1pp |
| Employer contribution / active EE | $5,351 | $4,015+33.2% | $4,675+14.4% | $2,757+94.1% |
| Participant deferral / active EE | $6,953 | $5,463+27.3% | $6,625+4.9% | $4,300+61.7% |
| Admin fee / account holder | $205 | $6,527-96.9% | $9,349-97.8% | $6,925-97.0% |