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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,672 | $159,934+41.7% | $147,005+54.2% | $145,959+55.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.87% | 98.24%-76.4pp | 418.76%-396.9pp | 561.95%-540.1pp |
| Employer contribution / active EE | $35,307 | $5,287+567.8% | $4,934+615.5% | $4,661+657.5% |
| Participant deferral / active EE | $18,886 | $8,427+124.1% | $8,070+134.0% | $6,689+182.4% |
| Admin fee / account holder | $22,065 | $15,053+46.6% | $13,006+69.6% | $13,398+64.7% |