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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,672 | $160,040+41.6% | $147,096+54.1% | $145,877+55.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.87% | 98.49%-76.6pp | 419.75%-397.9pp | 551.28%-529.4pp |
| Employer contribution / active EE | $35,307 | $5,289+567.5% | $4,936+615.3% | $4,663+657.2% |
| Participant deferral / active EE | $18,886 | $8,429+124.1% | $8,071+134.0% | $6,691+182.3% |
| Admin fee / account holder | $22,065 | $15,050+46.6% | $13,005+69.7% | $13,402+64.6% |