Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,651 | $93,598-54.4% | $135,974-68.6% | $75,173-43.3% |
| Participation rate | 54.5% | 75.2%-20.6pp | 81.9%-27.4pp | 67.2%-12.7pp |
| Annual return | 21.64% | 30.89%-9.2pp | 68.30%-46.7pp | 160.72%-139.1pp |
| Employer contribution / active EE | $2,357 | $3,538-33.4% | $4,859-51.5% | $2,671-11.7% |
| Participant deferral / active EE | $7,847 | $6,405+22.5% | $7,760+1.1% | $4,126+90.2% |
| Admin fee / account holder | $2,252 | $6,978-67.7% | $10,767-79.1% | $5,651-60.1% |