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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,066 | $84,493-50.2% | $125,381-66.4% | $66,938-37.2% |
| Participation rate | 57.3% | 76.4%-19.1pp | 82.4%-25.1pp | 69.8%-12.5pp |
| Annual return | -14.87% | -8.49%-6.4pp | 572.31%-587.2pp | 1.58%-16.4pp |
| Employer contribution / active EE | $1,894 | $3,554-46.7% | $4,815-60.7% | $2,545-25.6% |
| Participant deferral / active EE | $6,549 | $6,783-3.5% | $7,448-12.1% | $4,238+54.5% |
| Admin fee / account holder | $5,485 | $685+700.8% | $10,007-45.2% | $594+824.2% |