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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,859 | $97,289-72.4% | $92,805-71.1% | $155,188-82.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 5.38% | 29.03%-23.7pp | 31.59%-26.2pp | 148.84%-143.5pp |
| Employer contribution / active EE | $4,149 | $3,632+14.2% | $3,424+21.2% | $4,248-2.3% |
| Participant deferral / active EE | $4,149 | $8,795-52.8% | $8,448-50.9% | $6,531-36.5% |
| Admin fee / account holder | $90,003 | $12,015+649.1% | $10,911+724.9% | $14,480+521.6% |