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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,859 | $100,970-73.4% | $96,576-72.2% | $137,256-80.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 5.38% | 38.16%-32.8pp | 38.47%-33.1pp | 220.34%-215.0pp |
| Employer contribution / active EE | $4,149 | $3,809+8.9% | $3,553+16.8% | $4,156-0.2% |
| Participant deferral / active EE | $4,149 | $8,286-49.9% | $7,956-47.9% | $6,407-35.2% |
| Admin fee / account holder | $90,003 | $11,312+695.7% | $11,381+690.8% | $12,270+633.5% |