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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,925 | $59,116-47.7% | $86,438-64.2% | $68,486-54.8% |
| Participation rate | 66.7% | 75.2%-8.6pp | 80.3%-13.7pp | 67.9%-1.2pp |
| Annual return | -18.42% | -0.23%-18.2pp | 4397.19%-4415.6pp | -7.85%-10.6pp |
| Employer contribution / active EE | $3,511 | $2,519+39.4% | $3,769-6.9% | $2,597+35.2% |
| Participant deferral / active EE | $6,168 | $5,902+4.5% | $6,952-11.3% | $4,028+53.1% |
| Admin fee / account holder | $3,868 | $5,639-31.4% | $6,733-42.6% | $5,404-28.4% |